Online Loans in Hattiesburg, Mississippi
$100 - $500

Need a Hand in the Hub City? Get a Fast Loan Decision Today

We connect Hattiesburg residents with a network of lenders offering short-term cash solutions, even with less-than-perfect credit.

Check Your Eligibility
Fast Decisions
Secure Online Form
All Credit Types Welcome
Fast
Response Times
Simple
3-Step Process
Secure
Data Protection
Secure 256-bit SSL Encryption Transparent Lending Terms Mississippi Check Cashers Act Compliant

How It Works

Get the funds you need in a few simple steps

1

Request Online

Fill out our secure form with your basic information in just a few minutes.

2

Get a Decision

Our network of lenders reviews your request and provides a response quickly.

3

Receive Funds

If approved, review your terms and receive funds in your bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Lenders in our network may perform credit checks through major bureaus or alternative providers. Submitting a request does not guarantee approval.

Loan Information

Loan Details

Loan Amounts
$100 to $500
Loan Terms
7 to 31 days
APR Range
200% - 521% (varies by lender and term)
Types Offered
Payday Loans Cash Advances Short-Term Personal Loans

Eligibility Requirements

  • Must be at least 18 years old
  • Legal resident of Mississippi
  • Steady source of income
  • Active checking account
  • Valid email and phone number

Required Documents

  • Government-issued ID
  • Proof of income (paystubs or bank statements)
  • Social Security Number
  • Blank check or account details

Why Choose Us

Discover the advantages that set us apart

Local Hattiesburg Reach

Connecting neighbors with financial resources near Hardy St and West Hattiesburg since we understand the local economy.

Simple Online Request

Skip the drive to a physical storefront on Highway 49 and submit your request securely from any device.

All Credit Types

We believe your credit score shouldn't be the only factor; our lenders consider your overall ability to repay.

Rapid Decisions

Most borrowers receive a response from a lender within minutes of submitting their request, saving you time.

Transparent Terms

View your specific APR, fees, and repayment schedule in the lender's agreement before you commit to anything.

Secure Data

We utilize industry-standard 256-bit encryption to ensure your personal and financial information stays private.

What Our Customers Say

Quick help for car repair

My transmission started acting up right before my shift at the hospital. I needed $300 to cover the deductible and this site helped me find a lender fast. Process was easy.

Michael Robinson ·Hattiesburg, MS

Simple and straightforward

I live in Petal but work in Hattiesburg and didn't have time to go to a storefront. I did the whole thing on my lunch break. Money was in my account the next morning.

Sarah Jenkins ·Petal, MS

Reliable Service

Needed some extra cash for utility bills during a cold snap. The interest is high, but that's expected with these loans. It served its purpose when I was in a pinch.

David Miller ·West Hattiesburg, MS

Highly Recommend

As a student at USM, sometimes my budget gets tight. This was a lifesaver for textbooks. Very professional and no hidden surprises in the contract.

Linda Thompson ·Hattiesburg, MS

Fastest Decision Ever

I've used other sites before but this was the quickest. I got a call back from a lender within about 20 minutes to verify my info. Very satisfied.

Robert G. ·Lamar County, MS

Payday Loan Stores in Hattiesburg, Mississippi

Borrowers in Hattiesburg can visit these local stores or apply online through our matching service to find the financial assistance they need. Whether you require a quick cash advance, a title loan using your vehicle's equity, or need to cash a check immediately, several reputable storefronts are available throughout the city, particularly along Hardy Street and Highway 98.

Payday Loans

Advance America

3901 Hardy Street, Suite 20, Hattiesburg, MS 39402

Mon-Thu 10:00 am - 6:00 pm, Fri 9:00 am - 6:00 pm, Sat-Sun Closed

Payday Loans

LendNation

6051 Hwy 98 W Ste 2, Hattiesburg, MS 39402

Mon-Fri 9:00 am - 6:00 pm, Sat 9:00 am - 2:00 pm, Sun Closed

Cash Advance

LendNation

1301 Hardy St, Hattiesburg, MS 39401

Mon-Fri 9:00 am - 6:00 pm, Sat 9:00 am - 2:00 pm, Sun Closed

Payday Loans

1F Cash Advance

1507 Hardy St #210, Hattiesburg, MS 39401

Mon-Fri 8:00 am - 10:00 pm, Sat 8:00 am - 10:00 pm, Sun Closed

Title Loans

Check Into Cash

6083 U.S. Highway 98 Suites A/B, Hattiesburg, MS 39402

Mon-Fri 10:00 am - 6:00 pm, Sat-Sun Closed

Title Loans

Loanmax Title Loans

602 Broadway Dr, Hattiesburg, MS 39401

Mon-Fri 10:00 am - 6:00 pm, Sat 9:00 am - 2:00 pm, Sun Closed

Title Loans

Mississippi Title Loans, Inc.

211 Broadway Drive, Hattiesburg, MS 39401

Mon-Fri 10:00 am - 6:00 pm, Sat 10:00 am - 5:00 pm, Sun Closed

Payday Loans

Summit Financial Services

5064 Hardy St Ste 60, Hattiesburg, MS 39402

Mon-Fri 8:30 am - 5:00 pm, Sat-Sun Closed

Check Cashing

Summit Financial Services

1900 Hardy St, Ste D, Hattiesburg, MS 39401

Mon-Fri 8:30 am - 5:00 pm, Sat-Sun Closed

Cash Advance

CMB Financial Services Inc.

5891 US HWY 49, Suite 40, Hattiesburg, MS 39402

Mon-Fri 8:30 am - 5:00 pm, Sat-Sun Closed

Cash Advance

Tower Loan

4600 Hardy Street, Suite 18, Hattiesburg, MS 39402

Mon & Fri 8:30 am - 6:30 pm, Tue-Thu 8:30 am - 5:30 pm, Sat-Sun Closed

Check Cashing

Walmart Money Center

6072 U S Highway 98, Hattiesburg, MS 39402

Mon-Sun 6:00 am - 11:00 pm

Hattiesburg Community Profile

Hattiesburg, known as the "Hub City," serves as a major educational, healthcare, and retail center for Southern Mississippi, anchored by the University of Southern Mississippi and William Carey University. Despite its role as a regional economic engine, the city grapples with a poverty rate significantly higher than the national average and a median household income that remains below the state and national medians. With a large population of students, service-sector employees, and residents living in rental housing, many Hattiesburg households face seasonal income volatility and limited savings, often necessitating short-term lending options to manage financial emergencies or bridge gaps between paychecks.

48,619
Population
$46,342
Median Household Income
28.3%
Poverty Rate
2.5%
Unemployment Rate

Means of Transportation to Work

Drove Alone 80%
Carpooled 7%
Public Transit 0%
Walked 4%
Work from Home 5%
Other 4%

Class of Worker

Private Wage & Salary 76.2%
Government 19.3%
Self-Employed 4.3%
Unpaid Family 0.2%

Household Income Distribution

Under $25K 30%
$25K - $50K 23%
$50K - $75K 15%
$75K - $100K 12%
Over $100K 20%

Source: U.S. Census Bureau, American Community Survey 5-Year Estimates (2019-2023); Bureau of Labor Statistics (Feb 2026)

Frequently Asked Questions

Are payday loans legal in Hattiesburg, MS?
Yes, payday loans (technically known as check cashing) are legal in Mississippi and regulated by the Department of Banking and Consumer Finance.
How much can I borrow in Mississippi?
The maximum amount you can borrow in Mississippi is $500, which includes the fees charged by the lender.
How long does the approval process take?
Decisions are often made within minutes of submitting your request online. If approved, funds are typically available the next business day.
Can I get a loan with bad credit?
Yes, many lenders in our network look beyond traditional credit scores and focus on your ability to repay based on current income.
What happens if I cannot repay on time?
If you cannot make a payment, contact your lender immediately. Mississippi law may allow for certain extensions, but late fees and additional interest will likely apply.
Are there storefronts in Hattiesburg I need to visit?
Our service is 100% online, allowing you to connect with lenders without driving to a physical office on Hardy Street or Highway 49.
Can I have more than one payday loan at a time?
Mississippi law allows borrowers to have multiple loans, but the total combined outstanding balance of all loans cannot exceed $500.
What is the maximum term for a loan in MS?
The maximum term for a payday loan in Mississippi is 30 days.
Are payday loans legal in Hattiesburg, MS?
Yes, payday loans (technically known as check cashing) are legal in Mississippi and regulated by the Department of Banking and Consumer Finance.
How much can I borrow in Mississippi?
The maximum amount you can borrow in Mississippi is $500, which includes the fees charged by the lender.
How long does the approval process take?
Decisions are often made within minutes of submitting your request online. If approved, funds are typically available the next business day.
Can I get a loan with bad credit?
Yes, many lenders in our network look beyond traditional credit scores and focus on your ability to repay based on current income.
What happens if I cannot repay on time?
If you cannot make a payment, contact your lender immediately. Mississippi law may allow for certain extensions, but late fees and additional interest will likely apply.
Are there storefronts in Hattiesburg I need to visit?
Our service is 100% online, allowing you to connect with lenders without driving to a physical office on Hardy Street or Highway 49.
Can I have more than one payday loan at a time?
Mississippi law allows borrowers to have multiple loans, but the total combined outstanding balance of all loans cannot exceed $500.
What is the maximum term for a loan in MS?
The maximum term for a payday loan in Mississippi is 30 days.

Ready to Get Started?

Need cash by tomorrow? Submit your Hattiesburg loan request now for a fast decision.

Check Your Eligibility